Debt Down, Score Up

If your credit score isn’t moving—or your debt feels like it’s not going anywhere—this workshop is for you.

Join EMPOWER Series for Debt Down, Score Up, a practical session focused on credit improvement, payoff strategies, and the habits that help you build long-term financial stability.

Featured Speaker

Tara Alderete
Director of Enterprise Learning, Money Management International (MMI)
MMI is one of the nation’s largest nonprofit providers of financial counseling and education. Tara leads education program development, oversees a team of educators, and facilitates community workshops and webinars.

What You’ll Learn

You’ll leave with a clearer plan and practical next steps, including:

• What impacts your credit score (and what moves it fastest)
• How to read your credit report and identify key “score blockers”
• How to build a simple debt schedule (balances, rates, minimums, due dates)
• Snowball vs. avalanche payoff strategies (and when each makes sense)
• Budgeting essentials that work in real life
• When it may help to connect with a certified credit counselor
• Wealth habits + mindset shifts to help you stay out of the debt cycle

Bonus: 90-Day Accountability Bootcamp (April–June)

Registration includes a follow-up 90-day action plan supported by monthly group Zoom coaching/accountability calls in April, May, and June. These calls are designed to help you take action—step-by-step—after the workshop.

Date & Time

Saturday, March 21, 2026
10:00 AM – 12:00 PM CST

• 10:00–10:30 AM Networking & refreshments
• 10:30–11:30 AM Workshop (livestreamed)
• 11:30 AM–12:00 PM Wrap-up & breakdown

Location (In-Person)

Martin Luther King Jr. Recreation Center
2901 Pennsylvania Ave, Dallas, TX 75215

Watch Live (Online)

Livestreamed on the EMPOWER Series YouTube channel:
https://www.youtube.com/@EMPOWERSERIES/streams

Who This Is For

• Anyone wanting to raise their credit score
• Anyone needing a clear plan to pay down debt
• Anyone ready to build a simple budget and stick with it
• Anyone who wants support and accountability over the next 90 days

Participant Guidelines

To help you get the most from the workshop:

Before You Come

• Bring a notebook or device for notes
• If you already know your balances and minimum payments, bring them (even rough numbers)

Privacy + Respect

• You are never required to share personal financial details publicly
• Please keep all group discussions respectful and confidential
• This workshop provides education and general guidance—not legal or tax advice

Livestream Notice

This event may be livestreamed/recorded for EMPOWER Series educational content. By attending, you may appear on camera. If you prefer not to be filmed, we’ll help you choose seating outside the camera’s main view.

Staying for the Full Experience

Please arrive by 10:00 AM to check in and network. We begin promptly at 10:30 AM.

Follow-Up Zoom Calls (Bootcamp)

After the workshop, you’ll receive details for the monthly Zoom accountability sessions (April–June). These calls are designed to help you complete a practical 90-day action plan.